Guaranteed Investment Funds (also known as "Segregated Funds" or "Individual Variable Insurance Contract") are basically enhanced Mutual Funds. They come with a protective wrapper provided by an Insurance company.
They come equipped with a guarantee.
At least 75%, and in some cases up to 100%, of the initial investment is guaranteed upon the maturity of the premium deposits or the death of the plan holder, regardless of what the funds are worth on the market at the time.
Providing an attractive employee benefit plan1 is key to hiring and keeping quality people. Whether your company has only a few staff members or you are a large complex organization, providing health benefits can be a key component in your employee's evaluation of your compensation program - and their future.
There are numerous advantages to providing a Group Benefits Plan for your employees.
Canadians are more likely to experience a critical illness than they are to die before the age of 75.
For most people, the diagnosis is just the beginning.
Click here to watch a video about Dr. Marius Barnard, the creator of Critical Illness Insurance.
If you become ill, your focus should be on recovery and regaining your health.
